Retirement Plan Consulting

401(k) participants don't need more choice.  They need more help.

In our years of working with retirement plans, we’ve seen that participant self-direction frankly hasn’t worked very well. The typical 401(k) plan forces busy professionals to build their own investment portfolio from a menu of high-cost, actively managed mutual funds. And the results have been less than stellar.

Fortunately, there is a better way to do the 401(k).

Our solution returns the management of retirement assets to professional advisors. As the ERISA 3(21) fiduciary advisor, Stonebridge consults with the Plan Sponsor and Trustee on all aspects of the Plan, assists in monitoring of the Plan’s ERISA 3(38) investment manager, and provides education to participants.

In turn, Stonebridge works with Capital Directions, LLC, an ERISA 3(38) investment manager,  who does the research and selects the funds. We build portfolio strategies that simplify the decision process for participants. And as a result, we remove that fiduciary liability from the employer.

The five distinct advantages to our innovative approach:

     • Advisor-Managed Portfolio Strategies
     • Access to Exclusive, Institutional Investments
     • Fiduciary Liability Protection
     • True Fee Transparency
     • Effective Participant Education

To explore how we might work together, please contact Ben Stewart.

© 2021 Stonebridge Advisors, LLC | Disclaimer
1800 Providence Park , Suite 250, Birmingham, AL 35242
| Phone: 205-994-2300
About | Investment Philosophy | Services

Website Design by
Amicus Creative